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If you are at least 18, have an enduring source of earnings, aren’t a member of the army (or a dependent of one) and have a checking account able to receive electronic transfers, you can submit an application for a LendUp short-term loan. Before you apply, however, best payday loans be sure you can pay back the money on time. For more information on applying and getting acceptance for a LendUp best payday loans loan, check out our FAQ. LendUp operates in several states across the country and has received lots of good best payday loans loan reviews. That is because our lending version differs from others.